Is Brokerage or Advisory Right For You?

No one can control the markets, but you can control the cost of acquiring and owning your investments. All things being equal, higher fees result in lower returns, and that can make a huge difference in your investment performance over time.

Investments we offer may be purchased in advisory accounts with no front-end or back-end sales charges or transaction expenses. This can include mutual fund shares at very low institutional  pricing, and also stocks, mutual funds and ETFs from providers such as Vanguard, Fidelity, Charles Schwab and Blackrock. There are no ticket charges on most investment purchases in an advisory account because I pay them as part of our agreement.

Advisory accounts hold the adviser to a fiduciary standard, which simply means acting in the best interest of the client. The beauty of this advisory relationship is that we help minimize expenses, review the performance your account(s) periodically, and help make sure your portfolio(s) have the right allocation of investments and liquidity to support your goals.

Unlike brokerage accounts, buys and sells in advisory account don't generate commissions because there are none. You never have to suspect an ulterior motive if I recommend a sale or purchase of a security. Nor do you need to minimize the holdings in your account, or avoid reallocating, because of transaction costs. Remember, our managed accounts do not have any transaction costs, and that adds a great deal of value for our investors.

The advisory account fee also keeps me accountable to you on an ongoing basis, with a fiduciary standard of care, so you can relax and know that I am in your corner for the long term, not just the next transaction.